Limited-Time Offer on Select Homes at RiverSound in Napa
Buy your Brookfield Residential dream home at RiverSound in Napa today and you’ll save big! For a limited time, we're offering a generous $30,000* incentive that you can apply toward what matters most to you. Don't miss out on this exclusive opportunity!
Year 1
4.875%
Year 2
5.875%
Years 3–30
6.875%
PICK AND CHOOSE WHAT YOU WANT
(Up to $30,000)
Extended Rate Lock
Secure today's interest rate through the end of the year.
2-1 Rate Buydown
When you pre-qualify through BRP Home Mortgage, lock in our low-interest rates starting at 4.875% for year 1, 5.875% for year 2 and 6.875% for years 3 – 30.
Options & Upgrades
Personalize your home with included premium design options and upgrades.
Closing Costs
Receive assistance with additional closing cost credits.
Overwhelmed by the home buying process? Our team breaks down home buying basics and the mortgage loan
process. Learn from our experts from our recent Home Buying Webinar as we demystify the steps to
homeownership.
Frequently Asked Questions
Can I put down less than 20%?
Yes, there are many financing options for less than 20% down, minimum down payment is 3.5%
How do I increase the pre-approval amount?
By reaching out to Matt he can review and explore ways to increase the pre-approved amount
What should I be doing to be a good, engaged owner in my community?
Read minutes from meetings, attend meetings when available, join a committee, read, and review the financials, ask questions if clarity is needed, read, and understand the Governing Documents.
What should I bring to my closing appointment? When and where is it?
Bring current photo ID (Driver’s License or passport)
When your loan documents arrive to title, your escrow officer will do a final balance and call you for an appt to sign. You can sign at any one of our New Homes Offices or an accommodating branch at no charge or we can get a mobile notary for you to sign in the location of your choosing.
How do I transfer closing funds?
When you are called to schedule your appointment to sign, you will be given the balance of funds needed to close. It is required that provide a wire transfer for funds to close and First American will provide all wiring information.
When will I receive the keys to my new home?
Upon receiving recording confirmation from the County, First American will reach out to your Sales Counselor to advise you are on record and you will receive a phone call from your Escrow Officer congratulating you on your new home ownership.
Do I need to have a real estate agent to purchase a new home?
No, you do not need a real estate agent to purchase. All our sales representatives are licensed real estate agents with a wealth of knowledge in real estate and specialize in new home purchases. If you are working with a real estate agent whom has referred you to our new home communities that’s great, they can register you at the sales office of that respective community on your first visit.
Do I need to prequalify with your preferred lender?
Yes. All buyers are required to submit a loan application to be preapproved with our preferred lender, BRP Home Mortgage to purchase a home.
How much extra money should I have aside from my down payment to cover closing costs?
When purchasing with the builder the advantage is receiving closing cost credits which minimizes your out-of-pocket cost. The exact amount will very based off your closing date, this is a figure identified once we have a confirmed close date from the builder.
Should I wait for the interest rates to come down before I buy house?
That is a gamble. As you wait for rates to decrease you may see purchase prices increase. By locking in a purchase price now you always have the ability to refinance down the road.
What’s Appraisal?
An appraisal is an inspection of the home to determine whether the value of the home meets the comparable sales within the area—more simply, an estimate of the fair market value of the home.
What is cash to close?
Cash to close is the down payment plus closing cost fees, property taxes, insurance and days of interest combined—essentially, the total amount you will pay on closing day to complete the home purchase.
When does my mortgage start and when is my first payment due?
The start date of the mortgage is the day your Lender funds the loan. The first Mortgage payment is due the 1st of the following monthly after closing.
Example: Close date is December 15th the First Mortgage Payment is due February 1st.
